Are you worried for not getting good returns for your investments from the banks? Then you have to get some expert guidance and earn more. UTI Mutual fund has launched a lot of schemes that would help you to earn more. You should be able to analyze the UTI mutual fund plans and then choose the best. Some of the schemes would invest in a particular sector i.e. automobiles, banking, IT, Pharma etc. By reading this article, you would be able to take smart decisions.
I was not getting good returns when I invested in bank fixed deposits. Sometimes the rates may be high and sometimes it may come down. So i decided to try investing in UTI schemes. In 2005, i sold my flat for Rs 12 lakhs which i kept in my bank account. The bank manager called me and asked me if I could invest in mutual funds. Then i decided to go by his words and invested in a lot of schemes. A lot of schemes in which I invested belong to UTI. Now those funds have generated great returns.
Just a few points you should consider before choosing the right scheme.
Check the profile of the fund manager who would be taking care of the investments. His past profile would help you to judge his risk taking abilities and decision making capabilities.
You should check the past returns generated by the scheme for the past 6 months, 1 year, 3 years and 5 years. This would help you to judge the potential of the schemes.